Seamless Digital Compliance APIs
for India’s BFSI Sector

API for a safer tomorrow

About RegTech API

RegTechAPI.in simplifies digital compliance for India’s financial ecosystem through secure, reliable, and SEBI/IRDAI-compliant APIs. We help financial institutions automate identity verification, onboarding, and compliance workflows efficiently.

Our API Solutions

Identity Verification APIs

Aadhaar Validation

Instant Aadhaar authentication for accurate user onboarding.

Aadhaar Masking

Protect sensitive Aadhaar data by automatically masking first 8 digits as per regulatory norms.

PAN Validation

Validate PAN instantly by matching with NSDL records.

CKYC

Fetch and verify CKYC records seamlessly for customer due-diligence.

Face Match API

Compare user face image with ID document photo to prevent identity fraud.

Driving License Validation

Verify validity of Indian Driving License via transport database.

Voter ID Validation

Check voter identity using EPIC number against electoral records.

Passport Validation

Validate passport number & details through Passport Seva database.

Compliance & Financial Verification APIs

GSTIN Verification

Confirm business authenticity and status via GSTN records.

PAN to GST

Link PAN to corresponding GSTIN for business onboarding.

Bank Account Verification

Validate account ownership & IFSC with bank’s IMPS/NEFT database.

Bank Statement Analyzer

Analyze statements to assess credit-worthiness and transaction behaviour.

CIN / LLPIN Validation

Verify companies using CIN/LLPIN numbers via Ministry of Corporate Affairs (MCA).

DIN Verification

Validate director identity against MCA & government records.

Shop & Establishment Verification

Verify registered shop/establishment credentials from state records.

Advanced Onboarding & Industry-Focused Solutions

Basic Vehicle RC Verification

Check vehicle registration details using basic RC number entry.

Advanced Vehicle RC Verification

Retrieve full vehicle asset history using engine number + chassis number.

Video KYC

Conduct live remote KYC with AI-based face liveness & documentation capture.

eSignature (Aadhaar-Based)

Enable digital signing of documents leveraging Aadhaar authentication.

Verify Email

Ensure validity and activity status of user email addresses in real-time.

OCR / Image Analysis

Automatically extract text/data from documents & images for onboarding.

Onboarding Solutions for Stock Brokers (SEBI-Compliant)

Pre-built workflows to onboard brokers under SEBI regulations.

Onboarding Solutions for Insurance Brokers (IRDAI-Compliant)

Tailored broker onboarding flows aligned with IRDAI compliance.

Customized Solutions for BFSI Sector

End-to-end custom APIs & workflows designed for banks, NBFCs & insurers.

Use Cases

Instant Onboarding for NBFCs

Use our APIs to onboard customers within minutes, reducing drop-offs and improving conversion.

Broker Compliance Automation

Automate SEBI & IRDAI onboarding workflows for brokers, reducing manual errors and time-to-market.

Fraud Prevention for Digital Banks

Integrate Face Match + Aadhaar Validation + Bank Statement Analyzer to detect fraudulent accounts early.

Vehicle Finance Risk Check

Use our Advanced Vehicle RC Verification to validate vehicle-asset credentials before financing.

Industries We Serve

Banks & Fintechs

Seamless API-driven compliance for banks and fintech platforms handling large volumes.

NBFCs & Micro-Lenders

Cost-effective digital verification suite built for high-speed disbursements.

Insurance & Brokers

IRDAI-aligned onboarding, policy issuance and anti-fraud intelligence for insurers.

Auto & Vehicle Finance

Vehicle RC, credit-worthiness and asset verification APIs for auto finance providers.

Corporate & SME Banking

Corporate KYC, DIN verification, CIN/LLPIN validation and more for SME banking.

Success Stories

FinBank: Reduced Onboarding Time by 80%

FinBank (India) integrated our Bank Statement Analyzer + CKYC API and cut new-customer onboarding from 5 days to under 24 hours.

AutoFinance Co.: Fraud Detection Improvement

AutoFinance Co. used our Face Match + Vehicle RC API and prevented over ₹2 crore in fraudulent disbursements in the first year.

InsureNow: Broker Compliance Streamlined

InsureNow leveraged our IRDAI-compliant onboarding solution, reducing broker verification costs by 60% and boosting agent activation time.

Frequently Asked Questions

What is the turnaround time for API response?

Our APIs deliver results in under 2 seconds latency on average, ensuring real-time verification.

Is your platform compliant with SEBI & IRDAI regulations?

Yes. We design onboarding workflows and API integrations that align with SEBI & IRDAI guidelines for brokers and insurers.

Can I integrate your APIs internationally?

Absolutely. While we focus on India’s BFSI sector, our APIs support international use-cases in markets like UAE, Kenya, Nigeria and Brazil.

What support do you provide for implementation?

We provide SDKs, API documentation, sandbox access, and technical support to ensure smooth integration.

Book a Demo

Schedule a personalized demo and see how our APIs can transform your compliance & onboarding workflows.

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Contact Us

Get in touch for demos, documentation, and API access.

Email: marketing@regtechapi.in

Phone:+918470067555

Address: B Wing-114, Soho by Panchshil, Wagholi, Pune, Maharashtra - 412207

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